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Industry News

Digitization has brought down banks’ operating costs

In the beginning of 2021, Bank Indonesia observed an improved efficiency in banking operations. Labor costs and rental costs have decreased due to digitization, 0.03% and 0.05% YOY respectively. BRI reported its BOPO, operating cost to operating income ratio, of

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Indah Sari March 29, 2021
Fintech News

Conventional Banks are Ramping Up Digital Lending in 2021

Many conventional banks have started providing digital lending products to adapt to changing customer preferences and in anticipation of digital banks. In 2019, BRI introduced in-house lending platform, Ceria, with volumes of IDR 61 billion (US$4.5 million) and11,676 users at

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Indah Sari March 22, 2021
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